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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,411 | $148,558-53.3% | $135,925-48.9% | $139,427-50.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.55% | 79.22%-56.7pp | 68.25%-45.7pp | 373.27%-350.7pp |
| Employer contribution / active EE | $11,769 | $5,244+124.4% | $4,857+142.3% | $4,752+147.7% |
| Participant deferral / active EE | $9,531 | $8,101+17.6% | $7,759+22.8% | $6,711+42.0% |
| Admin fee / account holder | $337 | $12,401-97.3% | $10,764-96.9% | $11,404-97.0% |