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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,935 | $884,045-75.9% | $453,569-53.1% | $167,553+27.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 78.0%+22.0pp | 82.1%+17.9pp |
| Annual return | 10.09% | 29.49%-19.4pp | 64.43%-54.3pp | 478.89%-468.8pp |
| Employer contribution / active EE | $6,200 | $5,538+11.9% | $4,072+52.3% | $4,840+28.1% |
| Participant deferral / active EE | $10,086 | $7,898+27.7% | $6,211+62.4% | $6,343+59.0% |
| Admin fee / account holder | $3,485 | $22,063-84.2% | $11,214-68.9% | $12,316-71.7% |