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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,614 | $183,592-80.1% | $155,567-76.5% | $145,959-74.9% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 22.60% | 61.24%-38.6pp | 64.74%-42.1pp | 561.95%-539.4pp |
| Employer contribution / active EE | $2,674 | $5,315-49.7% | $4,674-42.8% | $4,661-42.6% |
| Participant deferral / active EE | $8,987 | $6,464+39.0% | $5,628+59.7% | $6,689+34.4% |
| Admin fee / account holder | $389 | $19,318-98.0% | $15,916-97.6% | $13,398-97.1% |