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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,269 | $89,739-58.5% | $149,721-75.1% | $62,293-40.2% |
| Participation rate | 73.8% | 85.1%-11.3pp | 87.1%-13.2pp | 69.5%+4.3pp |
| Annual return | 15.26% | 21.01%-5.8pp | 1501.67%-1486.4pp | 28.90%-13.6pp |
| Employer contribution / active EE | $2,918 | $3,233-9.7% | $5,444-46.4% | $2,042+42.9% |
| Participant deferral / active EE | $1,612 | $4,797-66.4% | $6,568-75.5% | $3,169-49.1% |
| Admin fee / account holder | $2,482 | $551+350.3% | $11,282-78.0% | $479+417.8% |