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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,699 | $180,462-70.8% | $154,111-65.8% | $135,379-61.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -22.66% | 888.17%-910.8pp | 735.18%-757.8pp | 519.79%-542.4pp |
| Employer contribution / active EE | $10,734 | $6,036+77.8% | $5,298+102.6% | $4,779+124.6% |
| Participant deferral / active EE | $9,049 | $5,806+55.8% | $5,081+78.1% | $5,609+61.3% |
| Admin fee / account holder | $3,739 | $16,145-76.8% | $13,411-72.1% | $10,828-65.5% |