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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,536 | $36,948-87.7% | $73,658-93.8% | $87,485-94.8% |
| Participation rate | 97.5% | 46.8%+50.7pp | 57.0%+40.5pp | 68.9%+28.6pp |
| Annual return | 19.45% | 28.64%-9.2pp | 29.72%-10.3pp | 26.06%-6.6pp |
| Employer contribution / active EE | $1,130 | $670+68.6% | $1,032+9.4% | $2,596-56.5% |
| Participant deferral / active EE | $1,627 | $1,379+18.0% | $2,062-21.1% | $4,274-61.9% |
| Admin fee / account holder | $498 | $2,531-80.3% | $3,357-85.2% | $7,775-93.6% |