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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,536 | $29,319-84.5% | $52,425-91.3% | $82,448-94.5% |
| Participation rate | 97.5% | 46.9%+50.6pp | 55.6%+41.9pp | 68.1%+29.4pp |
| Annual return | 19.45% | 535.20%-515.8pp | 302.12%-282.7pp | 41.64%-22.2pp |
| Employer contribution / active EE | $1,130 | $586+92.6% | $914+23.6% | $2,551-55.7% |
| Participant deferral / active EE | $1,627 | $1,171+38.9% | $1,790-9.1% | $4,139-60.7% |
| Admin fee / account holder | $498 | $1,962-74.6% | $2,495-80.0% | $7,234-93.1% |