Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC1+ years Service code 15 · EIN 11-3665754 | Recordkeeping | $11,285 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,104 | $66,302-39.5% | $110,243-63.6% | $56,289-28.8% |
| Participation rate | 68.3% | 74.9%-6.6pp | 79.8%-11.5pp | 69.9%-1.5pp |
| Annual return | -6.43% | -1.18%-5.3pp | 314.76%-321.2pp | -9.96%+3.5pp |
| Employer contribution / active EE | $781 | $2,047-61.9% | $3,827-79.6% | $2,111-63.0% |
| Participant deferral / active EE | $3,637 | $3,381+7.5% | $4,672-22.2% | $3,350+8.6% |
| Admin fee / account holder | $34 | $698-95.1% | $8,548-99.6% | $521-93.4% |