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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,783 | $71,057+23.5% | $93,654-6.3% | $80,874+8.5% |
| Participation rate | 82.1% | 60.4%+21.7pp | 68.7%+13.4pp | 67.6%+14.5pp |
| Annual return | 10.35% | 11.26%-0.9pp | 133.34%-123.0pp | 35.62%-25.3pp |
| Employer contribution / active EE | $2,239 | $1,564+43.2% | $2,421-7.5% | $2,756-18.7% |
| Participant deferral / active EE | $3,582 | $4,034-11.2% | $4,413-18.8% | $4,297-16.6% |
| Admin fee / account holder | $1,502 | $6,944-78.4% | $8,282-81.9% | $6,935-78.3% |