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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,511 | $100,004-89.5% | $81,438-87.1% | $145,959-92.8% |
| Participation rate | 90.9% | 74.2%+16.7pp | 69.5%+21.4pp | 80.3%+10.6pp |
| Annual return | 42.10% | 34.34%+7.8pp | 24.74%+17.4pp | 561.95%-519.9pp |
| Employer contribution / active EE | $2,090 | $2,970-29.6% | $2,460-15.0% | $4,661-55.2% |
| Participant deferral / active EE | $7,162 | $4,603+55.6% | $3,883+84.4% | $6,689+7.1% |
| Admin fee / account holder | $926 | $8,202-88.7% | $5,764-83.9% | $13,398-93.1% |