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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,332 | $117,895-60.7% | $102,460-54.8% | $145,897-68.2% |
| Participation rate | 91.3% | 78.6%+12.7pp | 76.5%+14.8pp | 80.3%+11.0pp |
| Annual return | 13.59% | 31.92%-18.3pp | 29.47%-15.9pp | 552.29%-538.7pp |
| Employer contribution / active EE | $6,668 | $3,619+84.3% | $3,025+120.4% | $4,663+43.0% |
| Participant deferral / active EE | $3,646 | $5,736-36.4% | $5,056-27.9% | $6,689-45.5% |
| Admin fee / account holder | $15,198 | $13,353+13.8% | $9,460+60.7% | $13,390+13.5% |