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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,745 | $75,807-80.5% | $116,096-87.3% | $86,983-83.0% |
| Participation rate | 68.6% | 66.9%+1.7pp | 73.3%-4.7pp | 69.5%-1.0pp |
| Annual return | 22.42% | 18.57%+3.9pp | 326.25%-303.8pp | 25.83%-3.4pp |
| Employer contribution / active EE | $1,110 | $1,892-41.4% | $2,503-55.7% | $2,584-57.1% |
| Participant deferral / active EE | $1,677 | $3,212-47.8% | $3,952-57.6% | $4,194-60.0% |
| Admin fee / account holder | $707 | $6,659-89.4% | $7,704-90.8% | $7,856-91.0% |