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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,335 | $127,298-94.2% | $109,916-93.3% | $167,553-95.6% |
| Participation rate | 95.8% | 77.9%+18.0pp | 74.2%+21.6pp | 82.1%+13.7pp |
| Annual return | 16.72% | 22.97%-6.2pp | 29.46%-12.7pp | 478.89%-462.2pp |
| Employer contribution / active EE | $1,310 | $3,325-60.6% | $2,844-53.9% | $4,840-72.9% |
| Participant deferral / active EE | $2,538 | $4,513-43.8% | $4,047-37.3% | $6,343-60.0% |
| Admin fee / account holder | $964 | $7,119-86.5% | $6,069-84.1% | $12,316-92.2% |