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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,928 | $129,960-83.1% | $104,299-79.0% | $134,545-83.7% |
| Participation rate | 80.0% | 79.5%+0.5pp | 73.3%+6.7pp | 81.2%-1.2pp |
| Annual return | -22.51% | 42.06%-64.6pp | 24.62%-47.1pp | 418.37%-440.9pp |
| Employer contribution / active EE | $0 | $4,186-100.0% | $3,373-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $3,319 | $5,589-40.6% | $4,626-28.3% | $6,401-48.2% |
| Admin fee / account holder | $727 | $9,324-92.2% | $7,339-90.1% | $11,431-93.6% |