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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,708 | $155,840-82.2% | $124,694-77.8% | $167,553-83.5% |
| Participation rate | 90.0% | 81.1%+8.9pp | 74.6%+15.4pp | 82.1%+7.9pp |
| Annual return | 9.25% | 17.98%-8.7pp | 5144.82%-5135.6pp | 478.89%-469.6pp |
| Employer contribution / active EE | $5,303 | $4,165+27.3% | $3,325+59.5% | $4,840+9.6% |
| Participant deferral / active EE | $3,520 | $5,675-38.0% | $4,615-23.7% | $6,343-44.5% |
| Admin fee / account holder | $1,288 | $9,536-86.5% | $7,495-82.8% | $12,316-89.5% |