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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,789 | $79,961-76.5% | $98,462-80.9% | $75,177-75.0% |
| Participation rate | 82.8% | 70.4%+12.4pp | 75.2%+7.6pp | 67.2%+15.6pp |
| Annual return | 13.73% | 19.75%-6.0pp | 21.17%-7.4pp | 160.75%-147.0pp |
| Employer contribution / active EE | $1,402 | $2,264-38.1% | $3,049-54.0% | $2,671-47.5% |
| Participant deferral / active EE | $2,784 | $3,753-25.8% | $4,738-41.2% | $4,126-32.5% |
| Admin fee / account holder | $32,354 | $6,842+372.9% | $8,875+264.6% | $5,651+472.5% |