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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,992 | $87,733-41.9% | $106,555-52.1% | $85,847-40.6% |
| Participation rate | 84.0% | 71.9%+12.1pp | 76.1%+7.9pp | 69.3%+14.7pp |
| Annual return | 10.75% | 21.86%-11.1pp | 26.80%-16.0pp | 318.61%-307.9pp |
| Employer contribution / active EE | $1,345 | $2,073-35.1% | $2,819-52.3% | $2,565-47.6% |
| Participant deferral / active EE | $1,973 | $3,469-43.1% | $4,399-55.1% | $3,952-50.1% |
| Admin fee / account holder | $821 | $6,767-87.9% | $7,408-88.9% | $6,261-86.9% |