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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,848 | $27,936-82.6% | $58,561-91.7% | $75,173-93.6% |
| Participation rate | 69.4% | 38.8%+30.5pp | 50.9%+18.5pp | 67.2%+2.2pp |
| Annual return | 28.87% | 44.21%-15.3pp | 4251.33%-4222.5pp | 160.72%-131.8pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,454 | $1,202+21.0% | $1,923-24.4% | $4,126-64.8% |
| Admin fee / account holder | $0 | $1,727-100.0% | $2,520-100.0% | $5,651-100.0% |