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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,047 | $154,228+10.3% | $145,433+16.9% | $137,256+23.9% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 80.0%+10.0pp |
| Annual return | 17.78% | 74.59%-56.8pp | 66.58%-48.8pp | 220.34%-202.6pp |
| Employer contribution / active EE | $7,281 | $4,804+51.6% | $4,554+59.9% | $4,156+75.2% |
| Participant deferral / active EE | $15,963 | $8,216+94.3% | $7,897+102.1% | $6,407+149.2% |
| Admin fee / account holder | $20,575 | $14,344+43.4% | $13,129+56.7% | $12,270+67.7% |