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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,047 | $162,136+4.9% | $152,301+11.7% | $154,746+9.9% |
| Participation rate | 90.0% | 84.1%+5.9pp | 82.4%+7.6pp | 80.7%+9.3pp |
| Annual return | 17.78% | 91.02%-73.2pp | 80.50%-62.7pp | 172.34%-154.6pp |
| Employer contribution / active EE | $7,281 | $4,890+48.9% | $4,624+57.4% | $4,379+66.3% |
| Participant deferral / active EE | $15,963 | $8,341+91.4% | $8,004+99.4% | $6,730+137.2% |
| Admin fee / account holder | $20,575 | $15,759+30.6% | $14,398+42.9% | $14,365+43.2% |