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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,214 | $183,592-0.8% | $155,567+17.1% | $145,959+24.8% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 13.51% | 61.24%-47.7pp | 64.74%-51.2pp | 561.95%-548.4pp |
| Employer contribution / active EE | $1,527 | $5,315-71.3% | $4,674-67.3% | $4,661-67.2% |
| Participant deferral / active EE | $8,413 | $6,464+30.1% | $5,628+49.5% | $6,689+25.8% |
| Admin fee / account holder | $8,487 | $19,318-56.1% | $15,916-46.7% | $13,398-36.7% |