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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,735 | $100,895-93.3% | $90,430-92.6% | $158,950-95.8% |
| Participation rate | 94.7% | 75.0%+19.7pp | 72.7%+22.1pp | 82.0%+12.8pp |
| Annual return | 17.21% | 1725.54%-1708.3pp | 1293.73%-1276.5pp | 302.91%-285.7pp |
| Employer contribution / active EE | $1,042 | $3,689-71.8% | $3,262-68.1% | $4,762-78.1% |
| Participant deferral / active EE | $1,561 | $4,347-64.1% | $3,963-60.6% | $5,983-73.9% |
| Admin fee / account holder | $971 | $6,505-85.1% | $5,613-82.7% | $11,248-91.4% |