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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,106 | $185,312-58.4% | $161,489-52.3% | $154,746-50.2% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 20.33% | 103.84%-83.5pp | 89.72%-69.4pp | 172.34%-152.0pp |
| Employer contribution / active EE | $1,710 | $4,769-64.1% | $4,268-59.9% | $4,379-61.0% |
| Participant deferral / active EE | $5,201 | $6,350-18.1% | $5,630-7.6% | $6,730-22.7% |
| Admin fee / account holder | $3,271 | $18,654-82.5% | $16,006-79.6% | $14,365-77.2% |