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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,938 | $183,592-73.9% | $155,574-69.2% | $145,877-67.1% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 15.52% | 61.37%-45.9pp | 64.87%-49.3pp | 551.28%-535.8pp |
| Employer contribution / active EE | $1,930 | $5,317-63.7% | $4,676-58.7% | $4,663-58.6% |
| Participant deferral / active EE | $6,413 | $6,466-0.8% | $5,629+13.9% | $6,691-4.2% |
| Admin fee / account holder | $1,005 | $19,316-94.8% | $15,914-93.7% | $13,402-92.5% |