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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,212 | $115,225+151.9% | $100,712+188.2% | $138,895+108.9% |
| Participation rate | 71.4% | 74.3%-2.9pp | 69.3%+2.2pp | 79.9%-8.5pp |
| Annual return | 12.47% | 40.35%-27.9pp | 33.27%-20.8pp | 145.39%-132.9pp |
| Employer contribution / active EE | $2,282 | $2,771-17.7% | $2,313-1.3% | $4,194-45.6% |
| Participant deferral / active EE | $11,094 | $4,699+136.1% | $4,085+171.6% | $6,396+73.4% |
| Admin fee / account holder | $1,204 | $10,844-88.9% | $9,256-87.0% | $12,562-90.4% |