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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,055 | $56,0600% | $76,002-26.2% | $80,874-30.7% |
| Participation rate | 66.7% | 62.0%+4.6pp | 69.1%-2.4pp | 67.6%-1.0pp |
| Annual return | 15.65% | 20.54%-4.9pp | 360.07%-344.4pp | 35.62%-20.0pp |
| Employer contribution / active EE | $3,716 | $1,873+98.4% | $2,688+38.2% | $2,756+34.9% |
| Participant deferral / active EE | $13,613 | $3,051+346.1% | $4,257+219.8% | $4,297+216.8% |
| Admin fee / account holder | $17,888 | $5,237+241.6% | $6,414+178.9% | $6,935+157.9% |