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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,055 | $55,902+0.3% | $76,030-26.3% | $80,959-30.8% |
| Participation rate | 66.7% | 62.1%+4.6pp | 69.1%-2.4pp | 67.7%-1.0pp |
| Annual return | 15.65% | 20.59%-4.9pp | 361.54%-345.9pp | 35.67%-20.0pp |
| Employer contribution / active EE | $3,716 | $1,867+99.1% | $2,688+38.3% | $2,757+34.8% |
| Participant deferral / active EE | $13,613 | $3,051+346.2% | $4,257+219.8% | $4,300+216.6% |
| Admin fee / account holder | $17,888 | $5,239+241.4% | $6,421+178.6% | $6,925+158.3% |