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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,055 | $55,930+0.2% | $76,089-26.3% | $80,925-30.7% |
| Participation rate | 66.7% | 62.1%+4.6pp | 69.1%-2.4pp | 67.7%-1.0pp |
| Annual return | 15.65% | 20.58%-4.9pp | 360.94%-345.3pp | 35.65%-20.0pp |
| Employer contribution / active EE | $3,716 | $1,866+99.1% | $2,690+38.2% | $2,756+34.8% |
| Participant deferral / active EE | $13,613 | $3,051+346.2% | $4,259+219.6% | $4,299+216.7% |
| Admin fee / account holder | $17,888 | $5,241+241.3% | $6,418+178.7% | $6,940+157.8% |