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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,990 | $65,395-92.4% | $182,540-97.3% | $72,975-93.2% |
| Participation rate | 100.0% | 65.4%+34.6pp | 78.0%+22.0pp | 69.5%+30.5pp |
| Annual return | 25.71% | 27.68%-2.0pp | 148.58%-122.9pp | 81.01%-55.3pp |
| Employer contribution / active EE | $254 | $1,911-86.7% | $4,076-93.8% | $2,440-89.6% |
| Participant deferral / active EE | $1,690 | $3,563-52.6% | $5,525-69.4% | $3,608-53.1% |
| Admin fee / account holder | $315 | $4,245-92.6% | $8,593-96.3% | $5,124-93.9% |