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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,471 | $183,592-45.8% | $155,574-36.1% | $145,877-31.8% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 16.51% | 61.37%-44.9pp | 64.87%-48.4pp | 551.28%-534.8pp |
| Employer contribution / active EE | $1,767 | $5,317-66.8% | $4,676-62.2% | $4,663-62.1% |
| Participant deferral / active EE | $5,356 | $6,466-17.2% | $5,629-4.9% | $6,691-20.0% |
| Admin fee / account holder | $960 | $19,316-95.0% | $15,914-94.0% | $13,402-92.8% |