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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,369 | $175,231-14.2% | $149,696+0.4% | $139,466+7.8% |
| Participation rate | 27.3% | 83.4%-56.1pp | 78.8%-51.5pp | 80.3%-53.1pp |
| Annual return | 21.04% | 166.77%-145.7pp | 134.46%-113.4pp | 373.66%-352.6pp |
| Employer contribution / active EE | $1,351 | $5,478-75.3% | $4,821-72.0% | $4,754-71.6% |
| Participant deferral / active EE | $3,966 | $6,521-39.2% | $5,682-30.2% | $6,712-40.9% |
| Admin fee / account holder | $1,426 | $16,155-91.2% | $13,212-89.2% | $11,409-87.5% |