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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,417 | $168,635-91.5% | $147,617-90.2% | $125,389-88.5% |
| Participation rate | 80.0% | 88.8%-8.8pp | 84.6%-4.6pp | 83.2%-3.2pp |
| Annual return | -1.53% | 77.65%-79.2pp | 61.98%-63.5pp | 282.24%-283.8pp |
| Employer contribution / active EE | $1,126 | $6,252-82.0% | $5,564-79.8% | $4,866-76.9% |
| Participant deferral / active EE | $2,727 | $5,507-50.5% | $4,895-44.3% | $5,352-49.0% |
| Admin fee / account holder | $2,241 | $13,580-83.5% | $11,612-80.7% | $9,541-76.5% |