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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,360 | $160,059-1.7% | $140,019+12.4% | $135,382+16.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | 17.07% | 911.44%-894.4pp | 651.15%-634.1pp | 519.77%-502.7pp |
| Employer contribution / active EE | $9,492 | $6,420+47.9% | $5,605+69.3% | $4,779+98.6% |
| Participant deferral / active EE | $11,844 | $7,641+55.0% | $6,927+71.0% | $5,609+111.2% |
| Admin fee / account holder | $7,414 | $13,328-44.4% | $10,705-30.7% | $10,829-31.5% |