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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,020 | $93,598-56.2% | $135,974-69.8% | $75,173-45.4% |
| Participation rate | 74.1% | 75.2%-1.1pp | 81.9%-7.8pp | 67.2%+6.9pp |
| Annual return | 18.51% | 30.89%-12.4pp | 68.30%-49.8pp | 160.72%-142.2pp |
| Employer contribution / active EE | $2,266 | $3,538-36.0% | $4,859-53.4% | $2,671-15.2% |
| Participant deferral / active EE | $5,425 | $6,405-15.3% | $7,760-30.1% | $4,126+31.5% |
| Admin fee / account holder | $487 | $6,978-93.0% | $10,767-95.5% | $5,651-91.4% |