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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,667 | $92,684-58.3% | $82,706-53.2% | $134,509-71.3% |
| Participation rate | 42.9% | 75.2%-32.3pp | 72.6%-29.7pp | 81.2%-38.4pp |
| Annual return | -16.13% | 945.84%-962.0pp | 701.76%-717.9pp | 418.13%-434.3pp |
| Employer contribution / active EE | $347 | $3,272-89.4% | $3,007-88.5% | $4,741-92.7% |
| Participant deferral / active EE | $6,046 | $4,800+26.0% | $4,394+37.6% | $6,400-5.5% |
| Admin fee / account holder | $301 | $5,982-95.0% | $5,329-94.3% | $11,427-97.4% |