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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,644 | $121,677-60.0% | $104,625-53.5% | $158,966-69.4% |
| Participation rate | 90.0% | 77.5%+12.5pp | 74.1%+15.9pp | 82.0%+8.0pp |
| Annual return | -2.49% | 465.58%-468.1pp | 340.60%-343.1pp | 302.95%-305.4pp |
| Employer contribution / active EE | $1,186 | $3,165-62.5% | $2,681-55.8% | $4,762-75.1% |
| Participant deferral / active EE | $1,686 | $4,175-59.6% | $3,738-54.9% | $5,983-71.8% |
| Admin fee / account holder | $15,357 | $7,777+97.5% | $6,465+137.6% | $11,250+36.5% |