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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,644 | $121,656-60.0% | $104,614-53.5% | $158,950-69.4% |
| Participation rate | 90.0% | 77.5%+12.5pp | 74.1%+15.9pp | 82.0%+8.0pp |
| Annual return | -2.49% | 465.51%-468.0pp | 340.56%-343.1pp | 302.91%-305.4pp |
| Employer contribution / active EE | $1,186 | $3,164-62.5% | $2,681-55.8% | $4,762-75.1% |
| Participant deferral / active EE | $1,686 | $4,177-59.6% | $3,739-54.9% | $5,983-71.8% |
| Admin fee / account holder | $15,357 | $7,775+97.5% | $6,464+137.6% | $11,248+36.5% |