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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,074 | $68,586-53.2% | $120,380-73.4% | $80,911-60.4% |
| Participation rate | 89.1% | 61.6%+27.5pp | 71.9%+17.2pp | 67.6%+21.4pp |
| Annual return | 13.80% | 23.62%-9.8pp | 107.28%-93.5pp | 35.63%-21.8pp |
| Employer contribution / active EE | $2,622 | $2,053+27.8% | $3,465-24.3% | $2,756-4.8% |
| Participant deferral / active EE | $4,131 | $3,174+30.2% | $4,992-17.3% | $4,297-3.9% |
| Admin fee / account holder | $3,064 | $5,733-46.6% | $9,421-67.5% | $6,935-55.8% |