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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,716 | $56,339-68.6% | $104,301-83.0% | $68,486-74.1% |
| Participation rate | 90.7% | 63.3%+27.4pp | 73.3%+17.4pp | 67.9%+22.8pp |
| Annual return | -22.73% | -9.19%-13.5pp | 24.61%-47.3pp | -7.85%-14.9pp |
| Employer contribution / active EE | $2,365 | $1,960+20.7% | $3,373-29.9% | $2,597-8.9% |
| Participant deferral / active EE | $3,909 | $3,077+27.0% | $4,626-15.5% | $4,028-2.9% |
| Admin fee / account holder | $2,860 | $4,902-41.7% | $7,340-61.0% | $5,404-47.1% |