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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,574 | $106,749-71.4% | $145,433-79.0% | $82,448-62.9% |
| Participation rate | 83.6% | 75.6%+8.0pp | 82.1%+1.5pp | 68.1%+15.6pp |
| Annual return | 10.52% | 27.59%-17.1pp | 66.58%-56.1pp | 41.64%-31.1pp |
| Employer contribution / active EE | $2,237 | $3,444-35.1% | $4,554-50.9% | $2,551-12.3% |
| Participant deferral / active EE | $3,318 | $6,519-49.1% | $7,897-58.0% | $4,139-19.9% |
| Admin fee / account holder | $11,106 | $8,390+32.4% | $13,129-15.4% | $7,234+53.5% |