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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,036 | $60,128-91.6% | $90,440-94.4% | $79,852-93.7% |
| Participation rate | 40.0% | 65.0%-25.0pp | 72.7%-32.7pp | 69.6%-29.6pp |
| Annual return | 16.62% | 71.95%-55.3pp | 1294.38%-1277.8pp | 31.72%-15.1pp |
| Employer contribution / active EE | $466 | $2,068-77.5% | $3,263-85.7% | $2,471-81.2% |
| Participant deferral / active EE | $821 | $2,939-72.1% | $3,964-79.3% | $3,740-78.1% |
| Admin fee / account holder | $276 | $3,977-93.1% | $5,615-95.1% | $5,306-94.8% |