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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,568 | $175,231-72.3% | $149,696-67.6% | $139,466-65.2% |
| Participation rate | 40.9% | 83.4%-42.5pp | 78.8%-37.9pp | 80.3%-39.4pp |
| Annual return | 21.25% | 166.77%-145.5pp | 134.46%-113.2pp | 373.66%-352.4pp |
| Employer contribution / active EE | $1,837 | $5,478-66.5% | $4,821-61.9% | $4,754-61.4% |
| Participant deferral / active EE | $2,927 | $6,521-55.1% | $5,682-48.5% | $6,712-56.4% |
| Admin fee / account holder | $471 | $16,155-97.1% | $13,212-96.4% | $11,409-95.9% |