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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,903 | $167,362-79.1% | $143,799-75.7% | $134,532-74.1% |
| Participation rate | 36.4% | 84.8%-48.5pp | 80.3%-44.0pp | 81.2%-44.9pp |
| Annual return | -15.08% | 0.47%-15.6pp | -0.04%-15.0pp | 418.27%-433.3pp |
| Employer contribution / active EE | $1,481 | $5,620-73.6% | $4,952-70.1% | $4,741-68.8% |
| Participant deferral / active EE | $2,474 | $6,447-61.6% | $5,638-56.1% | $6,401-61.4% |
| Admin fee / account holder | $347 | $18,094-98.1% | $14,677-97.6% | $11,429-97.0% |