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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,247 | $154,467-26.7% | $130,270-13.1% | $139,487-18.8% |
| Participation rate | 62.5% | 79.9%-17.4pp | 76.3%-13.8pp | 80.3%-17.8pp |
| Annual return | 17.59% | 30.58%-13.0pp | 38.89%-21.3pp | 373.84%-356.3pp |
| Employer contribution / active EE | $3,238 | $5,175-37.4% | $4,128-21.6% | $4,755-31.9% |
| Participant deferral / active EE | $11,035 | $8,497+29.9% | $6,797+62.4% | $6,713+64.4% |
| Admin fee / account holder | $10 | $9,222-99.9% | $6,022-99.8% | $11,407-99.9% |