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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,614 | $149,333-84.2% | $106,387-77.8% | $135,380-82.6% |
| Participation rate | 75.0% | 81.5%-6.5pp | 77.5%-2.5pp | 82.6%-7.6pp |
| Annual return | -6.60% | 0.52%-7.1pp | 0.25%-6.9pp | 519.81%-526.4pp |
| Employer contribution / active EE | $818 | $4,984-83.6% | $3,520-76.8% | $4,779-82.9% |
| Participant deferral / active EE | $2,482 | $7,230-65.7% | $5,421-54.2% | $5,609-55.7% |
| Admin fee / account holder | $1,088 | $15,952-93.2% | $7,510-85.5% | $10,828-89.9% |