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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,693 | $176,688-83.8% | $130,660-78.0% | $152,897-81.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 17.00% | 2693.08%-2676.1pp | 1709.29%-1692.3pp | 345.43%-328.4pp |
| Employer contribution / active EE | $2,756 | $5,743-52.0% | $4,092-32.6% | $4,764-42.1% |
| Participant deferral / active EE | $3,195 | $4,362-26.8% | $3,603-11.3% | $5,851-45.4% |
| Admin fee / account holder | $7,874 | $7,131+10.4% | $5,463+44.1% | $11,599-32.1% |