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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,594 | $106,247+52.1% | $96,515+67.4% | $139,466+15.9% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 25.07% | 38.47%-13.4pp | 35.73%-10.7pp | 373.66%-348.6pp |
| Employer contribution / active EE | $1,655 | $4,106-59.7% | $3,740-55.8% | $4,754-65.2% |
| Participant deferral / active EE | $8,468 | $5,456+55.2% | $4,880+73.5% | $6,712+26.2% |
| Admin fee / account holder | $21,526 | $7,885+173.0% | $6,735+219.6% | $11,409+88.7% |