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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,897 | $107,363-73.1% | $92,909-68.9% | $152,897-81.1% |
| Participation rate | 55.6% | 79.8%-24.2pp | 76.0%-20.4pp | 82.5%-26.9pp |
| Annual return | 31.88% | 145.63%-113.7pp | 109.44%-77.6pp | 345.43%-313.6pp |
| Employer contribution / active EE | $824 | $4,222-80.5% | $3,653-77.5% | $4,764-82.7% |
| Participant deferral / active EE | $6,126 | $4,848+26.4% | $4,238+44.5% | $5,851+4.7% |
| Admin fee / account holder | $6,097 | $7,082-13.9% | $5,795+5.2% | $11,599-47.4% |