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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,635 | $175,259-84.8% | $149,723-82.2% | $139,487-80.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.23% | 166.82%-149.6pp | 134.50%-117.3pp | 373.84%-356.6pp |
| Employer contribution / active EE | $4,148 | $5,478-24.3% | $4,821-14.0% | $4,755-12.8% |
| Participant deferral / active EE | $3,495 | $6,522-46.4% | $5,682-38.5% | $6,713-47.9% |
| Admin fee / account holder | $4,349 | $16,158-73.1% | $13,215-67.1% | $11,407-61.9% |