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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,775 | $167,353-90.0% | $143,797-88.3% | $134,545-87.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | 0.00% | 0.48%-0.5pp | -0.04%0pp | 418.37%-418.4pp |
| Employer contribution / active EE | $5,574 | $5,620-0.8% | $4,952+12.5% | $4,742+17.6% |
| Participant deferral / active EE | $3,139 | $6,447-51.3% | $5,638-44.3% | $6,401-51.0% |
| Admin fee / account holder | $1,772 | $18,096-90.2% | $14,679-87.9% | $11,431-84.5% |