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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,819 | $98,760+15.2% | $149,715-24.0% | $79,858+42.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 24.00% | 27.43%-3.4pp | 276.66%-252.7pp | 31.72%-7.7pp |
| Employer contribution / active EE | $15,388 | $3,217+378.4% | $4,645+231.3% | $2,471+522.8% |
| Participant deferral / active EE | $13,288 | $5,681+133.9% | $6,842+94.2% | $3,740+255.3% |
| Admin fee / account holder | $1,527 | $6,053-74.8% | $9,310-83.6% | $5,306-71.2% |