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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,082 | $27,936-71.1% | $58,561-86.2% | $75,173-89.2% |
| Participation rate | 8.2% | 38.8%-30.7pp | 50.9%-42.7pp | 67.2%-59.0pp |
| Annual return | 28.44% | 44.21%-15.8pp | 4251.33%-4222.9pp | 160.72%-132.3pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,053-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $392 | $1,202-67.4% | $1,923-79.6% | $4,126-90.5% |
| Admin fee / account holder | $125 | $1,727-92.7% | $2,520-95.0% | $5,651-97.8% |