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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,736 | $183,627-67.5% | $155,602-61.6% | $145,978-59.1% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 21.46% | 61.32%-39.9pp | 64.81%-43.3pp | 550.52%-529.1pp |
| Employer contribution / active EE | $8,878 | $5,316+67.0% | $4,675+89.9% | $4,662+90.4% |
| Participant deferral / active EE | $6,597 | $6,466+2.0% | $5,629+17.2% | $6,690-1.4% |
| Admin fee / account holder | $2,823 | $19,327-85.4% | $15,923-82.3% | $13,400-78.9% |