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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,238 | $176,077-91.3% | $159,455-90.4% | $167,518-90.9% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.52% | 331.83%-316.3pp | 263.63%-248.1pp | 478.71%-463.2pp |
| Employer contribution / active EE | $3,605 | $5,298-32.0% | $4,830-25.4% | $4,838-25.5% |
| Participant deferral / active EE | $4,501 | $7,751-41.9% | $7,353-38.8% | $6,342-29.0% |
| Admin fee / account holder | $1,785 | $12,556-85.8% | $10,800-83.5% | $12,312-85.5% |