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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,822 | $117,904-45.9% | $102,457-37.7% | $145,978-56.3% |
| Participation rate | 68.8% | 78.6%-9.9pp | 76.5%-7.7pp | 80.3%-11.5pp |
| Annual return | 19.23% | 31.80%-12.6pp | 29.41%-10.2pp | 550.52%-531.3pp |
| Employer contribution / active EE | $1,991 | $3,613-44.9% | $3,022-34.1% | $4,662-57.3% |
| Participant deferral / active EE | $7,426 | $5,733+29.5% | $5,054+46.9% | $6,690+11.0% |
| Admin fee / account holder | $546 | $13,329-95.9% | $9,451-94.2% | $13,400-95.9% |